Agricultural Financing in the Central Valley

A Lender Who Is Built for Agriculture

Whether you’re looking to increase working capital on your farm, consolidate debt or simply take advantage of historically low interest rates to save money, refinancing a loan can be the first step in building a stronger financial future.


Simply put, interest rates are at historic lows.

In 2020, interest rates on farmland loans in the west fell to nearly their lowest level in a generation. Take advantage of the historic interest rate environment to refinance your loan and save money in the long term.

Ready to get started?

See if you’re eligible to refinance your existing debt and lower your payments with American AgCredit.


Low interest rates combined with flexible terms and superior service could significantly help your balance sheet.

Lower your interest rate and reduce monthly payments.
Consolidate debt into a single loan, reducing your overall cost of funds.
Stretch out your loan repayment period or term length.
Increase working capital and improve liquidity in your operation.

Cash Patronage Distribution

Get Started Today

You could lower your interest rate and have more cash on hand by refinancing an existing loan with us. Complete our short form to check your eligibility today.



Not ready to refinance? We have flexible solutions for a wide range of financing needs. Learn more at


Sign up for a free webinar on the low-interest rate environment and other major trends shaping the ag economy, from the ongoing impacts of COVID-19 and trade disputes to local analysis on what lies ahead in 2021 for farm and livestock operations in the Central Valley.

Topic: 2020-2030 Major Trends in the Ag Economy

Date: December 8th, 2020

Time: 1:30 p.m. Central


David M. Kohl, Ph.D. David M. Kohl, Ph.D., Professor Emeritus, Virginia Tech
Matt Clark Matt Clark, Senior Industry Analyst, American AgCredit

  for the live webinar with Dr. Dave Kohl and Sr. Industry Analyst Matt Clark.

Disclaimer: This material is for informational purposes only and cannot be relied on to replace your own judgment or that of the professionals you work with in assessing the accuracy or relevance of the information to your own operations. Nothing in this material shall constitute a commitment by American AgCredit to lend money or extend credit. This information is provided independent of any lending, other financing or insurance transactions. This material is a compilation of outside sources and the various authors’ opinions.

What Sets Us Apart?

  • Expertise in Ag
  • Community Support
  • Unique Funding Source
  • Patronage Distribution
  • Financial Strength
  • Agribusiness & Capital Markets Expertise