American AgCredit finances all segments of agriculture. We offer targeted loan programs and other specialized financing options to support the next generation of agriculture.
Created to serve the credit needs of young, beginning, and small producers, our YBS program provides alternate financing and guarantee options for farmers and ranchers who may not qualify under our normal lending requirements.
The program also includes governmental guarantee programs such as Farmer Mac and FSA loan guarantees.
Who is Eligible?
Producers who have one or more of the following characteristics may qualify for this program:
YOUNG: Age 35 or younger
BEGINNING: 10 years or fewer experience in farming/ranching
SMALL: Under $250,000 annual gross income from farming operations