When your financing needs are larger or more complicated than the average loan, we have the capacity and expertise to deliver customized solutions for the most complex borrowing situations. We provide a wide range of lending, distribution and consulting solutions, structured to serve borrowers, participating financial institutions and third-party clients.
Agribusiness Expertise
Among other industries, our team has specific expertise in the wine, dairy, forest products, protein and food processing industries. As a Farm Credit Association with a strong balance sheet and sound financial fundamentals, we are able to provide financing for the largest agribusinesses in the country.
Capital Markets Expertise
Our Capital Markets Expertise is unparalleled. Our in-depth knowledge of financial markets, lending products and services, agricultural and related industries and our focus on relationships with our borrowers allows us to structure truly customized solutions to meet the most complex needs. Additionally, through relationships with other lenders, we are able to provide financing to the largest transactions in the country, reaching $1 billion and more. We do this as a syndicant, participant and arranger, but our exceptional expertise allows us to originate and lead many of these transactions.
LOANs & Loan SERVICING
Our lending and financing capabilities allow us to offer a wide range of solutions. Each solution is tailored to meet the specific needs of the borrowing entity. Our lending services include:
- Secured mortgage loans
- Personal property secured transactions
- Secured or unsecured revolving lines of credit and term loans
- Lending facilities comprising multiple loan products
- Private placements of debt
- Leasing services
- Industrial Revenue Bond issuance
- Interest rate hedging products
- Syndicated and participated credit facilities with the Farm Credit System, commercial banks and insurance companies
We offer a high degree of service to our clients with timely loan servicing, payment processing and loan accounting. These services, which are also offered on behalf of participating lenders, include:
- Collateral monitoring of property, plant, equipment, inventories and accounts receivable
- Analysis of collateral re-conveyances, substitutions and subordination
- Financial covenant compliance monitoring
- Asset inspection and valuation
- Analysis of economic impacts and regulatory changes
Consulting Services
We offer specialized consulting services to borrowers, participating financial institutions and third-party clients, including:
- Valuation of property, plant and equipment
- Evaluation of management and operating practices
- Cash flow modeling of production, manufacturing and vertically-integrated operations
- Inventory verification and analysis
- Market and industry economic analysis
- Policy and regulatory environment analysis
- Treasury Management Consulting