Harvesting ValueTM is a monthly webinar series that provides information and resources to help customers make the best decisions for their operations.

Succession Planning: Tips for Success

You’ve worked hard to build your operation. Having a succession plan is critical when it comes to the future of your farm or ranch. Join us to learn more about succession planning so that your legacy is preserved, and your family’s financial future is secure.


Commodity Update from Terrain Analysts

What will drive your commodity market this year? Join for a macroeconomic overview of factors affecting the agricultural economy from Terrain’s senior rural economist Matt Clark. The Terrain team will also dive into the three things you should know about specific commodity markets including winegrapes, grains, beef cattle, dairy, and the tree nut and vegetable sectors.

Terrain™️ is a complimentary offering for customers of American AgCredit and other participating Farm Credit Associations.

Matt Clark, TerrainSpeaker: Matt Clark, Terrain

Matt Clark is Terrain’s senior rural economy analyst, focusing on the impacts of interest rates, land values and other macroeconomic trends on agriculture. He previously worked as the senior industry analyst with American AgCredit and as an assistant economist at the Federal Reserve Bank of Kansas City.

Speaker: Ben Laine, Terrain

Ben Laine is Terrain’s senior dairy analyst. His previous experience includes work as a dairy analyst for Rabobank, a senior economist covering the dairy industry at CoBank, and a commodity hedging manager and economist at Agri-Mark dairy farmer cooperative. While at Agri-Mark, he developed a tool for dairy producers to manage their milk price risk.

Cody Barilla, Terrain Grain and Oilseed AnalystSpeaker: Cody Barilla, Terrain

Cody Barilla is Terrain’s grain and oilseed analyst, focusing on commodities important to the Plains, such as wheat, grain sorghum, sunflowers, cotton and canola. Previously a real estate and chattel appraiser for American AgCredit, Cody is also a Kansas certified general real estate appraiser. He understands the challenges facing Plains farmers because he is one. His irrigated and dryland operation in south-central Kansas produces corn, soybeans, wheat, grain sorghum and cotton.

Terrain Wine and Grape Analyst Chris BitterSpeaker: Chris Bitter, Terrain

Chris Bitter, Ph.D., is Terrain’s senior wine and grape analyst, focusing on generating research and insights in the areas that impact the business of vineyards and wineries. With more than 20 years of experience as an economist and market analyst, Chris is a former faculty member of the University of Washington’s Runstad Center for Real Estate Studies. In 2016, he left his academic position to launch Vintage Economics, a market research and consulting firm focused on the wine industry.

Dave Weaber, Protein Analyst with TerrainSpeaker: Dave Weaber, Terrain

Dave Weaber is Terrain’s senior animal protein analyst. Dave’s career analyzing the animal and meat production business has spanned many sectors of the meat supply chain, from primary production, slaughter and processing to the retail grocery and food service sectors. His career’s work has covered the beef, pork and poultry industries.

Terrain Specialty Crop Analyst Matt WoolfSpeaker: Matt Woolf, Terrain

Matt Woolf, Ph.D., is Terrain’s specialty crop analyst, focusing on tree nuts, fruits and vegetables. He is a native of California’s Central Valley, where his family grows almonds, pistachios and a variety of row crops.



Rural Home Loans: What You Need to Know

For more than 100 years, we have been serving the financial needs of farmers and ranchers. And since most of our customers don’t live in their barns, we know those needs also include rural home lending.

Our new partnership with Rural 1st offers tailored lending options for lot, land, construction, and home loans for those wanting to live rurally. Join us for a free webinar to learn what loan options are available and how we can help you achieve your dream of living rurally.

This presentation will give an overview of loan options available from Rural 1st, how to get started with a loan application, and what documentation is needed to start living your dream.

Anna Young Rural 1<sup>st</sup> lender for home loans” width=”150″ height=”150″ /><strong>Speaker: </strong>Anna Young, Rural 1st</h5>
<p>Anna Young is a Senior Loan Officer with Rural 1<sup>st</sup> and serves the central and western Kansas marketplaces. Prior to Rural 1<sup>st</sup>, Anna worked at American AgCredit for 10 years serving in various roles including underwriting, lending, and business development. Anna resides near Cheney, Kansas, with her husband, Aaron, and three daughters: Claire, Kellyn & Kate.</p>
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<h5 style=Bobby Wimsatt Rural 1st lender for home loansSpeaker: Bobby Wimsatt, Rural 1st

Bobby Wimsatt is a Senior Rural 1st Loan Associate that serves the Colorado and New Mexico markets. Prior to Rural 1st, Bobby worked in the personal financial industry in various roles such as Lending, Business Development and Leadership. Bobby currently lives in Starlight, Indiana, with his wife Hillary, and two daughters Ryleigh and Hallie.


Interest Rate Update

The Federal Reserve stood pat on interest rates for the fourth consecutive meeting. What does this mean for you and your operation?

Join us for a free webinar with Terrain analyst Matt Clark. Matt will explain what factors go into the Federal Reserve moving the Federal Funds rate, what events could trigger rates back down, and how farm loans are priced relative to the Federal Funds Rate.

He’ll also give an outlook on interest rates and walk through the ways farmers and ranchers should be thinking about interest rates for this year (i.e. how does it influence land/equipment/financial investment decisions, etc.). Register today to reserve your seat.

Terrain™️ is a complimentary offering for customers of American AgCredit and other participating Farm Credit Associations.

Matt Clark, TerrainSpeaker: Matt Clark, Terrain

Matt Clark is Terrain’s senior rural economy analyst, focusing on the impacts of interest rates, land values and other macroeconomic trends on agriculture. As a part of the Terrain team of economists, he delivers expert analysis to the customers of American AgCredit, Farm Credit Services of America and Frontier Farm Credit.



AAC systems – including online banking – will be unavailable from Sept. 29 at 8 p.m. MT through Oct. 2 at 9 a.m. MT.

If you require assistance during this time, please call 800-869-6034 for support.