American AgCredit is at the forefront of the agriculture evolution, partnering with farmers, ranchers, and agribusinesses to grow the future.
A proud member of the Farm Credit System, we were created more than 100 years ago with the sole purpose of serving the financial needs of farmers and ranchers. We are a leading provider of loans and other financial services to agricultural and rural customers throughout California, Colorado, Hawaii, Kansas, New Mexico, Nevada, and Oklahoma, as well as to capital markets customers in all 50 states.
Our teams are dedicated to financing agriculture, and focus exclusively on serving ag and related industries. We have the most diverse portfolio in Farm Credit – allowing us to understand that every operation’s need is unique.
Our unique funding source allows us to offer flexible solutions and debt options you won’t find elsewhere. This funding source means we can offer long-term loans with competitive interest rates and repayment schedules that match your business cycles.
We partner with customers through the changing ag value chain to help them achieve their goals, protect their legacies and grow the industry’s next generation. By maintaining sound business practices and a diverse lending portfolio, we are positioned to help our customers succeed in the inevitable ups and downs of agriculture, today and tomorrow.
Agriculture is in a new age of digital adoption and we’re enabling our customers with digital solutions. We meet our customers on their terms—whether that’s through digital platforms, in-person, or a combination of the two. Our customers can do business with us from their home or remote office.
As we grow the future, we stay rooted in our legacy, which focuses on serving our customers, employees, partners, and communities. American AgCredit is owned and governed by our customers, who help determine our strategic direction. We are committed to supporting our customers and the communities in which they live and work. That’s why we give back to communities through local partnerships, donations, and employer-supported volunteer work.
Due to our structure as a cooperative, our borrowers are more than just customers. They’re customer-owners, members of the cooperative. Our more than 10,000 owners elect our Board of Directors, which governs American AgCredit. In addition to having a voice in how we operate, our customer-owners are entitled to share in our success through an annual cash patronage distribution based on their average daily loan balance. Patronage is a tangible demonstration of the value of ownership in American AgCredit. We are proud to have returned nearly $1 billion to our customer owners since 2005 and remain committed to the long-term sustainability of agriculture.
We have the capacity and expertise to deliver customized solutions for the most complex borrowing situations. Our agribusiness services provide a wide range of lending, distribution and consulting solutions, structured to serve borrowers, participating financial institutions and third-party clients.
We proudly finance all of agriculture, regardless of the specific industry or commodity. We maintain a diversified portfolio in order to withstand market pressure on any particular sector and stick with customers through tough times. This commodity diversity strengthens our financial position and helps us support farmers and ranchers.
Our primary lending territory covers select states from Hawaii in the west to Kansas in the east, and we can provide capital markets service to customers in all 50 states.
