Financing

Treasury Management

Our Treasury Management Solutions provide you with a variety of options for account management and access to funds. Whether transferring funds, making the most of working capital or simply monitoring loan balances, we have a solution for your needs and a team of dedicated experts to support you.

Looking for a more tailored solution?

For producers with more specialized needs, we can create customized Treasury Management Solutions to help you run your business more efficiently. Our targeted solutions can help you manage and protect incoming and outgoing payments, simplify your ability to pay down your loan and maximize the use of idle funds.

Through our partnership with CoBank, FCB we are able to provide additional receivables, payables, reporting, liquidity and fraud management solutions, each designed to help your business thrive.

TREASURY MANAGEMENT SOLUTIONS

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Account Management

  • Online Banking
  • Transaction Clearing Account
  • Account Reconciliation
  • Business eBanking (BeB)
  • Fraud Management

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Receivables Management

  • Incoming Wire Transfer Service
  • Automated Cash Concentration
  • Remote Check Capture
  • PayerExpress
  • Global Check Clearing
  • Lockbox
  • Merchant Services
  • Cash Vault

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Payables Management

  • Customer Convenience Account
  • Outgoing Wire Transfer Service
  • EasyPay
  • ACH Origination
  • Wire Transfer
  • Bill Pay
  • Commercial Card

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Working Capital Management

  • Funds Held Account
  • Harvest Preferred (H) Stock
  • Sweep

OTHER FINANCIAL ACCOUNTS

As a member-owner of the Association, we provide other financial accounts designed to make your borrowing relationship more efficient. Please see below for additional information on our Funds Held and H-Stock accounts.

Funds Held Account

Funds Held Accounts are interest-bearing pre-payment accounts. No minimum level of investment is necessary, and customers can easily transfer funds to their outside bank account on file. Requests can be made through online banking or by calling your relationship team or customer service. Sweeps can be established between a line of credit and a Funds Held Account, making every dollar work for you.

Please note, Funds Held Accounts are based on customer loan size. Some restrictions may apply. For more information, contact us at CustomerService@agloan.com or call 800-800-4865 .

Harvest Preferred (H) Stock

Existing American AgCredit stockholders have the option to buy preferred stock issued by the Association through a Preferred Harvest Stock Account. Minimum stock purchase requirement is $5,000.00. Funds can be transferred by making a call to our customer service team or your relationship team.

Please note, Stockholders interested in buying Preferred Harvest Stock will be provided a Disclosure Statement that thoroughly describes the Stock, and some restrictions may apply.

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