Monday – Friday, 6 AM – 5 PM (excluding association holidays)
Transaction Processing, Business Day Cut-off Times
Unless we inform you otherwise, transactions will be posted to your account as follows:
- Transactions initiated before 9 AM Hawaii Time, 12 PM Pacific Time, 1 PM Mountain Time, and 2 PM Central Time will be effective that same day.
- Transactions initiated after 9 AM Hawaii Time, 12 PM Pacific Time, 1:00 pm Mountain Time, and 2 PM Central Time will be effective the next business day.
- Transactions initiated on a weekend or association holiday will be effective the next business day.
- ACH transactions will be completed within one to two business days after we have requested the transfer of funds through the electronic funds transfer system. The transaction is considered complete when the funds are actually deposited in the destination account you request.
A “business day” is every day except Saturdays, Sundays and holidays.
|December 23, 2022||Friday||Early Closure – 2:00 pm local time|
|December 26, 2022||Monday||Christmas Day Observed – Closed|
|January 2, 2023||Monday||New Year’s Day Observed|
|January 16, 2023||Monday||Martin Luther King, Jr. Day|
|February 20, 2023||Monday||President’s Day|
|April 7, 2023||Friday||Early Closure – 2:00 pm local time|
|May 26, 2023||Friday||Early Closure – 3:00 pm local time|
|May 29, 2023||Monday||Memorial Day|
|June 19, 2023||Monday||Juneteenth|
|July 3, 2023||Monday||Independence Day Observed|
|July 4, 2023||Tuesday||Independence Day|
|September 1, 2023||Friday||Early Closure – 3:00 pm local time|
|September 4, 2023||Monday||Labor Day|
|October 9, 2023||Monday||Indigenous Peoples’ Day|
|November 10, 2023||Friday||Veterans’ Day|
|November 22, 2023||Wednesday||Early Closure – 3:00 pm local time|
|November 23, 2023||Thursday||Thanksgiving Day|
|November 24, 2023||Friday||Thanksgiving Friday|
|December 22, 2023||Friday||Early Closure – 2:00 pm local time|
|December 25, 2023||Monday||Christmas Day Observed|