Online Banking
Terrain
(800) 800-4865
Contact
Locations
LAS CRUCES, N.M., (Jan. 28, 2026) – Agriculture lender American AgCredit, a member of the Farm Credit System, has opened up applications to their Rural Roots…
Read More
Industry News & Outlooks
We know that information is essential when running a business. Stay up to date on the latest policy updates, commodity outlooks, regional trade forecasts and macroeconomic conditions that could impact your farm or ranch.
Plant Closures Could Halt Heifer Expansion Before It Begins
Heifer retention still hasn’t started, and fed cattle slaughter capacity is starting to adjust down. With Tyson closing the beef processing facility in Lexington, Nebraska, and
Read More
What the 2026 Economy Means for Dairy Demand
The state of the U.S. economy will be a major focus in 2026 ahead of the midterm elections. We will hear a lot about it in
Read More
All Eyes on Milk Surplus in 2026 as Prices Slump
Milk Prices Enter 2026 on a Low Note Milk prices began falling at the end of 2025 and are set to start 2026 at a much
Read More
Farmer Bridge Assistance Payment Rates Revealed
The FBA program is part of the $12 billion allocated to support the farm sector so far in 2026. The USDA announced on December 31 the
Read More
Supplemental Disaster Relief Program Stage 2 Update
Almost a year ago, on December 21, 2024, Congress passed the American Relief Act, which included economic and disaster assistance for farmers. The Supplemental Disaster Relief
Read More
Pork Producer Margins to Remain Resilient in 2026
Lower-than-average feed costs are supporting hog producer margins, which remain positive after two years of tight margins following the 2023 downturn. This much-needed relief is allowing
Read More
The Slow Soybean Switch
The U.S. soybean market currently depends on clarification of domestic biofuel policy and China’s progress in meeting its soybean purchase commitments. Both factors will weigh heavily
Read More
Path of Interest Rates Remains Uncertain
On December 10, the Federal Reserve’s Federal Open Market Committee (FOMC) voted to cut the federal funds rate by 0.25% to a range of 3.5% to
Read More
Beef Buoys Margins in a Flood of Milk
Dairy markets are finishing 2025 under the weight of heavy milk production growth, and surplus will be the theme through at least the beginning of 2026.
Read More
Corn Crossroads
Assuming trend yields for next year, market prices for corn are in the range of breakeven (or better) for many farmers. Corn markets are likely to
Read More
Beef Prices Are Still Not Too High for Consumers
Beef prices have been in the spotlight lately. However, available data show consumers are still willing and able to pay for beef at the store. Beef
Read More
Sour Grapes and Silver Linings
There was no material change in the complexion of the wine market in the third quarter of 2025. Wine sales continued to decline across all channels
Read More
Shrinking Slaughter Capacity: What’s Next?
The long-feared rightsizing of shackle spaces to more closely match the number of cattle has begun. The market’s reaction to the November announcement was a good
Read More
Never a Dull Moment in the Avocado Market
Avocado shipping point prices in 2025 were unusually erratic. Avocado shipping point prices in 2025 were unusually erratic. From January to early July, they consistently exceeded
Read More
Mexico: A Long-Run Export Engine for U.S. Grains
For decades, the U.S. and Mexico have benefited from a complementary relationship: The U.S. efficiently produces feed ingredients and meat for export while Mexico focuses on
Read More
Cracking the New Economics of Almond Production
After years of excessive carry-ins in the almond industry, supply is now manageable. As a result, almond prices have crept up slowly. Whereas the low in
Read More
Progress Remains Elusive in the Wine Market
Market Update: DtC Sales Still Struggle; Export Sales Lack Clarity There was no material change in the complexion of the wine market in the third quarter.
Read More
Awash in Wine: Insights on the Inventory Glut
My calculations suggest that wineries had nearly 30% more inventory than the market should ideally carry at midyear 2025. Many wineries are struggling under the weight
Read More
CME Beefs Up Its Cattle Contracts
The Chicago Mercantile Exchange (CME) recently expanded its offerings for live cattle and feeder cattle futures and options contracts, a vital tool for price discovery and
Read More