We offer a range of loan options, with terms from 30 days to 30 years, providing flexible payment options and loan structures. Whether you’re looking to buy or develop property, or simply finance the running of your business, we have a solution for you:

  • Real estate purchases and improvement
  • Vineyard and orchard development
  • Packing and storage facilities
  • Debt refinancing
  • Livestock purchases and feed
  • Production and processing equipment purchases
  • Building repairs and improvements
  • Water development and irrigation projects
  • Operating expenses

Real estate to operating needs:

  • From mortgage products designed for land purchase, to revolving lines of credit designed to cover the running of your business, and everything in between, we have loan solutions for every need.

Term options:

  • We offer terms from 30 days to 30 years, providing an amortization schedule that suits your business.

Payment schedules:

  • Our unique funding structure allows us to offer repayment schedules that match your cash flow. Choose from monthly, semi-annual and annual payments depending on what makes most sense to your operation.

Interest rate options:

We offer fixed and variable rate options, with rate locks available for specified periods. Borrowers also have the ability to convert from one interest rate option to another, or choose different rate structures for different segments of the same loan.


As an alternative to the initial cost outlay of purchasing, leasing provides a financing option for almost all types of new or used facilities or equipment. Leasing can provide tax advantages and preserve working capital for other needs. Our experts can tailor a leasing plan to your operation and even combine lease and loan options for a truly customized solution. Learn more about our lease options.


American AgCredit offers AgDirect equipment financing, with attractive rates for the purchase, lease and refinancing of all your agricultural equipment. AgDirect financing is available at your equipment dealer, at auctions and for private party equipment purchases.

Be sure to ask your equipment retailer for AgDirect by name.

Ready to learn more?

For more complete information about our products and solutions, speak with a Loan Officer. All our loan products are described in detail in the loan documents. In the event of any conflict between this summary and the loan documents, the loan documents will prevail.