• Preserves cash, freeing up capital for income-earning investments
  • Allows you to keep equipment current and reduces obsolescence
  • Steady, annual tax write-offs
  • May help you accelerate the write-off on certain assets


  • Facilities and Buildings
  • Solar Projects
  • Processing Lines
  • Tractors, trailers, forklifts and other vehicles
  • Fruit bins
  • Equipment
  • Packing Equipment
  • Irrigation Systems
  • Wine Barrels
  • Greenhouse Structures
  • Cooling and drying Equipment
  • …and much more


Our spectrum of leasing programs allow us to tailor a lease package based on what’s best for your business. True lease or capital lease? We will work with you to get the most beneficial lease structure for your operation. Our flexible portfolio of options include the following:

Fleet Program:

We offer competitively priced vehicle leasing (car, pickup, van, SUV, truck or forklift) through our Fleet Leasing Program. In partnership with Farm Credit Leasing, we buy the vehicles that you request and lease them back to you, passing on the savings of buying in bulk.

Delayed Payment Program:

Our Delayed Payment program, known as Harvest Pay, allows you to match lease payments to your cash flow. With minimal money down and delayed payments of up to 6 months, you don’t have to wait for your incoming cash in order to get the equipment you need.

Construction Funding Program:

For equipment and facility projects that require progress payments, we provide the interim funding during the building and installation period. This means you have minimal cash outlay until the equipment or project is complete.

Lease Line Program

Our Lease Line program offers pre-approval up to a set amount, depending on your needs and repayment capacity. When you have a sense of what your expenditures will be for the year, getting a line of credit up to that amount can help streamline the process and minimize documentation for every new piece of equipment you acquire.

Private Party Sale Program:

If you’re looking to acquire equipment from a private party, but want the advantages of leasing, we can help. We can purchase the equipment from the private party and lease it to you

Purchase Leaseback Program:

If you’ve purchased something, and now realized you would have been better off leasing, it isn’t too late. With our Leaseback program, we can buy the equipment from you and lease it back to you!

For all your equipment leasing needs, contact a loan officer at the American AgCredit office location nearest you.