American AgCredit offers a spectrum of specialty financing and other services to support a vibrant and diverse agricultural community.

YOUNG, BEGINNING AND SMALL (YBS) PRODUCERS

Our YBS loan program was created to serve the credit needs of young, beginning, and small (YBS) farmers and ranchers. The future of agriculture depends on the financial success of young and beginning producers.

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AgCONNECT

Our AgConnect program was created to meet the needs of local food producers or aggregators who sell their products through local and regional food systems (i.e. through a “shortened supply chain”). The program provides a reliable source of credit for new entry farmers or entrepreneurs who may not be able to find financing elsewhere.

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AgDIRECT EQUIPMENT FINANCING

AgDirect offers highly competitive purchase, lease and refinancing options for all types of agribusiness, like yours. Through AgDirect, we offer flexible payment terms, including delayed payments up to one year, plus variable or fixed rates that match your financing needs.
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CASH PATRONAGE DISTRIBUTION

It really does pay to do business with American AgCredit. In addition to our 100% focus on agriculture, competitive rates, agribusiness expertise and local customer service, our Cash Patronage Distribution literally puts money back in your pocket.
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HARVEST PREFERRED (H) STOCK

Existing American AgCredit stockholders now have the option to buy preferred stock issued by the Association through a Preferred Harvest Stock Account. Stockholders interested in buying Preferred Harvest Stock will be provided a Disclosure Statement that thoroughly describes the Stock.
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AgYOUTH PROGRAM

American AgCredit’s AgYouth Program is part of the Association’s commitment to Young, Beginning and Small Farmers, targeting school-aged students who have exhibited an interest in agriculture by joining 4-H Clubs and Future Farmers of America (FFA) Chapters.
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SCHOLARSHIPS

Association-wide, American AgCredit offers $90,000 to young people studying or planning to work in agriculture. These scholarships are made available through partnerships with trade organizations, farm bureaus, community colleges, and neighboring universities. Scholarships awarded vary depending on the agreement with the scholarship partner, but typically range between $1,000 and $10,000. Click on the link below to see our regional map and connect directly with the scholarship coordinator in your area to learn about how to apply.
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