Online Banking
Terrain
(800) 800-4865
Contact
Locations
Jake Morris was eight years old when he started riding along with his father to work in Northern California, learning the logging trade under towering canopies…
Read More
AG Insights
Stay Informed About Your Industry
Get the latest insights into the business of agriculture from our team of financial experts and industry analysts. From economic outlooks and policy news to educational resources and producer success stories, our Ag Insights can help you anticipate trends and make more informed decisions.
When Brian and Mary Heffernan laid eyes on the Sharps Gulch Ranch in Siskiyou County, California, they had no idea how much their lives were about…
Read More
Will September Mark 2025’s First Interest Rate Cut?
(This information was originally presented on August 15, 2025. Watch the recording here: https://www.youtube.com/watch?v=wFZo4jukFsM) The strength of the overall U.S. economy is important for farmers’ decision-making.
Read More
Understanding Where the Whole Farm Economy Stands
In early February, the USDA’s Economic Research Service projected nominal U.S. net farm income for 2025 at a near record $180 billion — a hair behind
Read More
Rolling Out a New Vision for Cattle Feeding – Blackshirt Feeders
On an early fall morning, a sparsely populated stretch of prairie is already buzzing with activity. Here in the Great Plains, construction crews are putting the…
Read More
Steer / Heifer Price Spread to Narrow Over Next Year
Over the past several months, I have received many questions, primarily from cow/calf ranchers, regarding the widening price spread between steers and heifers. The spread has
Read More
The Bull Market Behind the Bull Market
This year as ranching families congregate at bull sales to bid on their next herd sires, the scuttlebutt has been simple: Bull prices are seemingly high.
Read More
One Big Beautiful Bill = Big Biofuel Benefits
Introduction: Fields to Fuel The OBBBA signals a commitment to domestically sourced biofuels and feedstocks by unbundling CSA practices; removing the Indirect Land Use Change penalty,
Read More
Carcass Weights Only Go So Far
It is easy to look at macro numbers for cattle and beef and come to the conclusions that heavier carcass weights are making up for the
Read More
Food sustainability in Hawaii – Hawaii Farming, LLC
A shared mission to sustainably grow local produce is at the core of Hawaii Farming, LLC. Formed in 2019, Hawaii Farming grows cucumbers (most notably their…
Read More
First Stage of New Supplemental Disaster Relief Program Has Begun
On December 21, 2024, Congress passed the American Relief Act (ARA) of 2025, authorizing economic assistance to producers and disaster assistance to farmers facing losses from
Read More
Stagflation—a Catchy Headline or Real Concern for Farmers?
The term “stagflation” continues to make headlines and weigh on consumers. Since March, more than 40% of consumers in the University of Michigan Survey of Consumers
Read More
Direct-to-consumer model sustains Foggy Bottoms Boys for six generations
Diversification is the name of the game at Nicholson Livestock Partnership. Customers can find dairy products, eggs, lamb, wool items, beef, goats and pigs at the…
Read More
Kansas farm raises Wagyu cattle with no shortcuts — Double W Cattle
When Bradon Wiens drives past a certain spot on his family farm in southwest Kansas, he remembers his great-grandfather K.L. Wiens who died in a tractor…
Read More
One Big, Beautiful Investment in The Farm Bill
Following months of negotiations and passage through the budget reconciliation process in both the House and Senate, H.R. 1 – One Big Beautiful Bill Act (OBBBA)
Read More
Prices for Dairy-x-Beef Calves Should Keep Upward Trajectory
Dairy producers have benefited from high beef prices as an additional revenue stream over the past couple of years. Beef demand has proven resilient and cattle
Read More
Improvement in the Wine Market Remains Elusive
The wine market’s slump deepened in early 2025 and grape sales activity remained depressed. Unfortunately, I don’t expect to see much improvement in either area in
Read More
Beef Demand is Hot, Herd Rebuilding is Not
Consumers Have a Taste for Beef Whether it’s steaks for dinner, a roast for Easter or grilled burgers on a warm spring day, consumers have put
Read More
Elevated Almond Prices Likely to Persist Into New Crop Year
Buying and Prices Could Remain Elevated USDA’s Subjective Estimate, on May 12, projected a crop of 2.8 billion pounds for 2025, up roughly 100 million pounds
Read More
Why Corn Bears Might Be Wrong
Many Reasons for Higher Corn Prices The U.S. and global corn balance sheets tightened, according to USDA’s June World Agricultural Supply and Demand Estimates (WASDE). Larger
Read More
Dairy Markets find Steadier Footing
Early this year, dairy markets were shaky due to fears of trade disruptions. While we’re not out of the woods yet on trade, the path ahead
Read More