Terrain Research & Insights
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On 2,000 acres in Kansas, the Pauly family operates a cash grain operation and wheat seed business, employing a variety of financial solutions from American AgCredit to support consistent growth and diversification for more than three decades.
The story of this partnership began 32 years ago when Tom and Laura Pauly sought to buy their first home. Following the advice of Tom’s father, who had worked with Farm Credit himself, they applied for and received a mortgage loan, working with relationship manager Joe Watt.
Sixteen years later, Tom and Laura decided to branch out from the family dairy and wheat operation and establish their own farming legacy. The couple, again turned to Joe for help getting a real estate loan to purchase their first acreage, where they started a cash grain operation.
Over the ensuing years, the Paulys switched fully to no-till practices and gained significant cost savings.
They also added acreage and diversified their crops. Today, the Paulys raise wheat, soybeans, corn, grain sorghum, and certified wheat seed, a lucrative crop that encompasses half of their acreage and delivers a premium price over regular wheat.
