We understand the importance of the wine business in California because we’re part of the industry. Let our more than 100 years of expertise in agriculture lending help you. As a leading agricultural lender, we offer flexible vineyard and winery financing solutions, so you can focus on the business of growing grapes and making wine.

As a proud member of the Farm Credit System, we provide loan, lease, and crop insurance products, each customized to the unique needs of your growing business. We are a member-owned cooperative that supports the wine industry with reliable, consistent credit, and financial services.

Our range of financial services includes farm loans, farm mortgage loans, equipment loans, farm operating loans, as well as wine grape crop insurance.

Make An Inquiry Today

Ready to get started with American AgCredit? Let our expertise in winery and vineyard financing solutions help you. See if you are eligible.
closeup of grapes on the vine with sun shining through on winery financing

Vineyard and Winery Financing

Our flexible financing solutions ensure we have a loan designed to help your business grow:

  • Vineyard development
  • Real estate purchases and improvement
  • Packing and storage facilities
  • Production and processing equipment purchases
  • Building repairs and improvements
  • Water and irrigation projects
  • Operating expenses

Vineyard rows with cloudy sky is one example of a business in the wine industry that qualifies for winery financing solutions

The American AgCredit Difference

Our customized financial solutions are made for the wine industry and related businesses and feature fixed and variable rate products. We also offer financial products that match your cash flow with terms from 30 days to 30 years. As a member-owned co-op, our borrowers share in our earnings, which is paid out in the form of an annual cash dividend. When you succeed, we all succeed. Learn more about our cash patronage program and how we paid out a full 1% for the fifth consecutive year.

Wine machine

Market Intelligence

With offices throughout wine country, our team understands the industry better than anyone. From our lenders and underwriters, to our in-house appraisers, our team has the expertise to help you grow. Through Terrain, we also offer access to exclusive wine market research to help you run your business.

“What I love about American AgCredit is they shake your hand. American AgCredit believed in me. They were there for me, and they helped me get to where I am. I was able to fulfill the American Dream because of the help of American AgCredit.”

Robert Renzoni, Robert Renzoni Vineyards

Insights From our AAC Wine Industry Experts

Read the latest news and insights on key wine market indicators that impact your day-to-day. An offering of American AgCredit, Farm Credit Services of America, and Frontier Farm Credit, Terrain delivers exclusive insight and confident forecasting in the market areas that have impact on our customers’ businesses.



AAC systems – including online banking – will be unavailable from Sept. 29 at 8 p.m. MT through Oct. 2 at 9 a.m. MT.

If you require assistance during this time, please call 800-869-6034 for support.