We understand that in agriculture, land is important to your business. That’s why our land loans and real estate options are tailored for farmers and ranchers.

Whether you’re refinancing a mortgage, expanding your operation or looking to make your land ownership dream a reality, we are here to support you with financing that works as hard as you do.

The American AgCredit Difference

We’re much more than an ag bank — we are a member-owned co-op, and with that comes benefits you won’t find elsewhere. As customer-owners, our borrowers are able to share in our earnings, which is paid out in the form of an annual cash dividend. When you succeed, we all succeed. Find out more about our cash patronage program.

Make An Inquiry Today

See if you’re eligible to for a loan from American AgCredit today.


landscape of alfalfa ag real estate with mountains in the background, land in Colorado

Find the Loan You Need

We offer land and real estate loans for almost every type of agricultural operation, including:

  • Farms
  • Ranches
  • Vineyards and Wineries
  • Dairies
  • Orchards
  • Logging and Forestry Operations
  • Nurseries
  • Packing and Storage Facilities

Atmospheric shot of cattle in pasture at dusk

Terms You Won't Find Elsewhere

Unlike a traditional bank, our loans can be structured to match your operation’s unique needs. We offer commodity specific repayment cycles, flexible terms and competitive interest rate options including:

  • Flexible amortization options, with terms from 5 to 30 years
  • Monthly, quarterly, semi-annual and annual payment options aligned to your income schedule
  • Fixed and variable rate options
  • Conversions from one interest rate to another

Aerial shot of alfalfa land in Colorado

Refinance Today

Reducing your mortgage payments can significantly increase your overall working capital. Contact our financing specialists today to see if it’s the right time to refinance your land loan or mortgage.

Contact Us

American AgCredit is a Farm Credit institution and is governed by the Farm Credit Act and applicable provisions, and as such some restrictions regarding loan and borrower eligibility will apply.



AAC systems – including online banking – will be unavailable from Sept. 29 at 8 p.m. MT through Oct. 2 at 9 a.m. MT.

If you require assistance during this time, please call 800-869-6034 for support.