The Small Business Administration is no longer accepting Paycheck Protection Program (PPP) Loan applications from most lenders, including American AgCredit. The current round of PPP funding had been set to expire on May 31, 2021.

Going forward, the SBA will only accept new applications from community financial institutions. The SBA will continue to fund approved PPP applications that are in progress from other lenders but will not accept any new applicants.

Please visit the Small Business Administration’s PPP web page for the latest information:


Given you have not had a PPP loan in the past, you may be eligible for a First Draw Loan. In order to help you prepare for the application, we have designed spreadsheets that are specific to your business.  These spreadsheets will guide you through the information that you will need in order to properly fill out the application.

Please Note: As part of the application process you will need to upload the completed spreadsheet as well as the documents that you gathered in order to successfully complete the application. One of the documents you will be asked to upload will be used to verify the fact that you were in business on Feb 15, 2020.  The following are examples of what documents you can use to verify you were in business.

  • 1st quarter payroll summary (for businesses with employees)
  • Bank statement or invoices (for business without employees)

Please download and complete the correct calculation spreadsheet for your business from the options listed below. For additional support, please see the Application Guides available under the bulleted calculator you wish to work off of.

Standard PPP Loan Calculator

Seasonal PPP Loan Calculator

Click here to access the Seasonal Application Guide

New Business PPP Loan Calculator

Sole Proprietorship (Schedule C using Net Income) Loan Calculator

Click here to access the Schedule C Application Guide

Sole Proprietorship (Schedule C using Gross Income) Loan Calculator

Sole Proprietorship (Schedule C using Gross Income) with Employees Loan Calculator

Sole Proprietorship (Schedule F) Loan Calculator

Click here to access the Schedule F Application Guide

Sole Proprietorship (Schedule F) with Employees Loan Calculator

Click here to access the Schedule F with Employees Application Guide

Partnership Loan Calculator

Click here to access the Partnership Application Guide



If you already have an application in progress, please remember to log in using the same ID and password you created. Please do not start a new application.

If you have any questions, please contact your relationship manager or the customer service team at 1-800-800-4865 for assistance.



AAC systems – including online banking – will be unavailable from Sept. 29 at 8 p.m. MT through Oct. 2 at 9 a.m. MT.

If you require assistance during this time, please call 800-869-6034 for support.